New IRS View on 10-Year Rule Means Some IRA Beneficiaries Must Pivot
	
	
	
	
		
			Jul 28, 2022
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			By Denise Appleby, APA, CISP, CRC, CRPS, CRSP
	
	
	
	The IRS issued proposed RMD regulations in February that contradict the widespread industry interpretation of the 10-year rule. This means certain misinformed beneficiaries may owe a 50% excise tax on untaken RMDs and need to be contacted with updated information.