Summary: Woe to the taxpayer who runs afoul of the numerous and confusing IRA rules. There are forms to file, contributions to make, distributions to take, and penalties to avoid. While corrections are possible, it’s best to avoid mistakes in the first place. Here’s what you need to know.
$97 (Free with Master, Advisor/Client or Advisor/CPA Membership)
CHALLENGE: You need to communicate more with your clients, who want increased contact and financial education to help them make better decisions.
SOLUTION: Send them FINRA-reviewed, custom-branded, professionally written articles about the most important financial questions they face.
Here you can find an ever-growing list of FINRA-reviewed Horsesmouth features specifically selected and designed for you to personalize and share with clients and prospects.
DIRECTIONS: View the article samples below, then select your format, complete your personalization, and place your order. Customize with your photo and logo.
The PDF format costs $97 and grants you a license to print and/or email, and post to your website. See Frequently Asked Questions below.
PLEASE NOTE: Members of Horsesmouth’s Master, Advisor/Client and Advisor/CPA programs get the PDF format free when logged in. Not a Master, Advisor/Client or Advisor/CPA member? Learn more about Master Membership, Advisor/Client or Advisor/CPA.
|15 Resources for Overwhelmed Caregivers||View Sample PDF|
|Checklist: Is It Time for Assisted Living?||View Sample PDF|
|Holistic Help for Caregivers of Aging Parents||View Sample PDF|
|Understanding Guardianship for Older Adults||View Sample PDF|
|11 Financial Tips to Make Caregiving Easier||View Sample PDF|
|How to Start the Family Caregiving Discussion||View Sample PDF|
|7 Ways to Help You Cut College Costs||View Sample PDF|
|10 Tips for Maximizing Financial Aid||View Sample PDF|
|College Planning: Know the Rules for Education Funding||View Sample PDF|
|How Parent & Child Assets Impact Financial Aid Packages||View Sample PDF|
|Roth IRAs… The Ultimate College Savings Vehicle?||View Sample PDF|
|Paying for College Is a Family Affair||View Sample PDF|
|Planning a Debt-Free College Education||View Sample PDF|
|“How Can We Afford College?” 5 Tips to Figure it Out||View Sample PDF|
|4 Ways to Evaluate a Financial-Aid Award Letter||View Sample PDF|
|6 Factors That Predict a Student’s College Success||View Sample PDF|
|Expensive, Popular or Affordable, Sensible School?||View Sample PDF|
|Craft an Essay That Will Delight Admissions Officers||View Sample PDF|
|Parents Want to Know: Will My Child Make a Good Salary After College?||View Sample PDF|
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|5 Ways to Boost Your Security Against ID and Credit Theft||View Sample PDF|
|10 Ways to Protect a Small Business From Hackers||View Sample PDF|
|Child ID Theft: 8 Steps to Keep Your Kids Safe||View Sample PDF|
|How to Create Ultra-Secure Passwords||View Sample PDF|
|Why a Credit Freeze is the Best Response to a Data Breach||View Sample PDF|
|How to Know if You’ve Been Hacked||View Sample PDF|
|6 Tips For Organizing Your Records||View Sample PDF|
|Famous Estate Planning Blunders||View Sample PDF|
|Planning Your Legacy||View Sample PDF|
|6 Lessons From The Ultimate Gift||View Sample PDF|
|10 Basic Questions of Estate Planning||View Sample PDF|
|An Overview of Asset Transfer Strategies||View Sample PDF|
|Top 7 Questions for a Beneficiary Audit||View Sample PDF|
|Charitable Gifting Through Foundations||View Sample PDF|
|Factors to Consider When Updating Insurance Coverage||View Sample PDF|
|Last Will & Testament: Add a Letter Covering These 14 Wishes||View Sample PDF|
|No-Regrets Lessons From a Man at Death’s Door||View Sample PDF|
|Protect Your Assets With a ‘Family Bank’||View Sample PDF|
|Selling Estate Assets at Auction||View Sample PDF|
|Widow’s Worst Nightmare||View Sample PDF|
|Health Care Options in Retirement||View Sample PDF|
|Medicare Enrollment Planning Flowchart||View Sample PDF|
|11 Ways to Minimize the Bite From the New Medicare Taxes||View Sample PDF|
|Health Care Checklist: Finding the Best Coverage||View Sample PDF|
|Building Health Care Costs into Retirement||View Sample PDF|
|Can You Reduce Your Lifetime Health Care Costs by Staying Healthy||View Sample PDF|
|Do You Need to Sign Up for Medicare at 65 if You’re Still Working?||View Sample PDF|
|Healthcare Quick Reference Guide||View Sample PDF|
|How to Build a Retirement Health Care Budget||View Sample PDF|
|How to Make "Brain Gain" Happen||View Sample PDF|
|How to Keep Health Care Costs Under Control||View Sample PDF|
|Planning for Future Health Care Costs||View Sample PDF|
|Using Life-and Health-Expectancy Scenarios in Financial Planning||View Sample PDF|
|10 Common Medicare Questions Answered||View Sample PDF|
|How Rising Interest Rates Affect Financial Plans||View Sample PDF|
|Is a Cash Windfall in Your Future?||View Sample PDF|
|Motivational Quotes from Wall Street Investors||View Sample PDF|
|The Positive Side of Emotional Decision Making||View Sample PDF|
|Valuing Portfolios on an After-Tax Basis||View Sample PDF|
|7 Key Differences Between a Roth 401(k) and a Roth IRA||View Sample PDF|
|The 99% Rule for Spousal Beneficiaries of IRAs||View Sample PDF|
|5 Things You Can Do With an IRA that You Can’t with a 401(k)||View Sample PDF|
|5 Questions to Ask Yourself Before You Retire||View Sample PDF|
|The Most Important Question in Retirement Planning||View Sample PDF|
|A Quick Guide to Retirement Plans for Small Business Owners||View Sample PDF|
|A Workable Solution for Baby Boomers Near Retirement||View Sample PDF|
|Asset-Liability Matching for Retirees||View Sample PDF|
|Cracking the Nest Egg: When Accumulation Becomes Distribution (Client Edition)||View Sample PDF|
|Cracking the Nest Egg: When Accumulation Becomes Distribution (COI Edition)||View Sample PDF|
|Developing a Realizable Vision for Retirement||View Sample PDF|
|Funding a Start-Up in Retirement||View Sample PDF|
|How Much Should Retirees Allocate to Stocks||View Sample PDF|
|NUA Tax Strategy: How to Roll Over||View Sample PDF|
|Planning for a 30-Year Retirement||View Sample PDF|
|Retirement Income: Which Accounts to Tap First (COI Edition)||View Sample PDF|
|Retirement Income: Which Accounts to Tap First (CLIENT Edition)||View Sample PDF|
|Sometimes Paying the IRA Penalty Makes Sense||View Sample PDF|
|The Art of Managing Retirement Assumptions||View Sample PDF|
|The Importance of Asset Location in Retirement Income Planning||View Sample PDF|
|7 Lessons From the Fourth of July||View Sample PDF|
|10 Quick LinkedIn Tips and Tricks for CPAs||View Sample PDF|
|50 Things: What a Professional FA Does for You||View Sample PDF|
|A Daily Game Plan for Keeping Active on LinkedIn||View Sample PDF|
|A Pre-Divorce Checklist||View Sample PDF|
|Creating a Financially Organized Life||View Sample PDF|
|Disaster Planning: Steps for Guarding Your Assets||View Sample PDF|
|Financing a New Baby: The Cost of Parenthood||View Sample PDF|
|Get Ready for 7 Serious Life Transitions Ahead||View Sample PDF|
|How Do I Serve Thee? Let Me Count the Ways…||View Sample PDF|
|JFK Shot: How Wall Street Reacted 50 Years Ago||View Sample PDF|
|Sell or Rent: Deciding What to Do With Your Home||View Sample PDF|
|What Really Caused the Financial Crisis||View Sample PDF|
|What’s Your Money “Archetype?”||View Sample PDF|
|Disabled Adult Children||View Sample PDF|
|What You Need to Know About Disability||View Sample PDF|
|Why Create a my SocialSecurity Account||View Sample PDF|
|What Is Voluntary Suspension?||View Sample PDF|
|Unintended Consequences (Client Version)||View Sample PDF|
|Unintended Consequences (COI Version)||View Sample PDF|
|How to File a Restricted Application||View Sample PDF|
|What COLA Means for You||View Sample PDF|
|Federal Employees and Social Security||View Sample PDF|
|Military Service and Social Security||View Sample PDF|
|Social Security, Citizenship, and Residency||View Sample PDF|
|Social Security, Medicare, and HSA||View Sample PDF|
|Understanding Social Security Estimates||View Sample PDF|
|WEP and GPO||View Sample PDF|
|3 Ways to Raise Your Social Security Benefit||View Sample PDF|
|6 Savvy Questions About Social Security||View Sample PDF|
|Life Expectancy and Social Security||View Sample PDF|
|Creative Social Security Claiming Strategies: Understanding the Nuances||View Sample PDF|
|Should Business Owners Put Spouse on Payroll for Social Security Purposes?||View Sample PDF|
|Social Security as Longevity Insurance||View Sample PDF|
|Social Security Claiming Under the New Rules||View Sample PDF|
|Social Security for Divorced Individuals||View Sample PDF|
|Social Security for Minor Children||View Sample PDF|
|Social Security for Widows||View Sample PDF|
|Social Security Planning for Couples||View Sample PDF|
|When to Apply for Social Security Benefits||View Sample PDF|
|Will Working Longer Help—or Hinder—Your Social Security Benefit?||View Sample PDF|
|Key Thoughts on the Tax Cuts and Jobs Act||View Sample PDF|
|IRS Throws Salt in the SALT Deduction Limit Wound||View Sample PDF|
|The New Tax Law: 3 Areas That Affect Families||View Sample PDF|
|Estate Planning Under the New Tax Act: Everyone Needs A Review||View Sample PDF|
|Tax Reform and Families: 3 Essential Changes||View Sample PDF|
|Tax Act Helps College Savers and Disabled Children||View Sample PDF|
|How to Get Tax Savings on Charitable Contributions||View Sample PDF|
|New Ways to Give to Charity||View Sample PDF|
|Top 10 Rules to Know About a Qualified Charitable Distribution||View Sample PDF|
|5 Year-End Strategies for Charitable Giving||View Sample PDF|
|7 Questions to Ask Your CPA before Year-End||View Sample PDF|
|9 Reasons You Should Consult With Your CPA Before Year-End||View Sample PDF|
|Essential Tax Tips for IRAs||View Sample PDF|
What’s great about an Article Reprint is that it’s fast and easy to create a mini client or prospecting campaign around your personalized article reprint. Here are some important Article Reprint benefits:
Article Reprints present a variety of opportunities for you to position yourself and your business as forward-thinking, innovative and up-to-date. When you license Article Reprints, here are some easy ways to use it right away:
What is an Article Reprint?
an Article Reprint is a specially designed and edited Horsesmouth article. Each Article Reprint is ready to be personalized with your name, contact information and compliance disclosures.
What can I do with an Article Reprint?
Article Reprints are ideal for any advisor’s prospecting, marketing and communications program. Once you brand it with your personal contact information, you can share the article with clients, prospects and centers of influence in your community.
The articles in the Article Reprint library typically have been chosen because the article is important and timely. You’ll find they often match your needs perfectly and are great to send with a short note or comment to the client or prospect.
What are the formats of an Article Reprint?
You have the choice of two basic formats for ordering Article Reprints—PDF and Custom Print.
When you choose PDF, you receive a personalized PDF version of the article and the license to share it with your clients and prospects. Your sharing options include sending the PDF article through email, posting it to your website, or printing out your own hard copies.
The Custom Print option through Horsesmouth gives you the most flexibility. Your articles are professionally printed in a folded, 4-page, 8.5" x 11" style. The paper is a white, heavyweight bond. You also receive a license to share the article with your clients and prospects and you receive a PDF version of the personalized article. Call Member Support at (888) 336-6884, Ext. 1 to order.
So you can mix up your formats, sending a PDF to all clients and prospects, for instance, and sharing the hard copy with selected others. Or send a PDF by email and hard copy by a follow-up letter in the postal mail.
How many copies of my personalized Article Reprint article can I send?
You are authorized by your license to send an unlimited number of your personalized articles for a term of one year. If you desire to continue sending a certain article beyond one year, you simply renew the license. The articles may only display your personalized information and may not be altered or changed in any way without Horsesmouth’s permission.
What does the Article Reprint license do for me?
The reason each article reprint includes a 12-month license is to ensure that you are fully compliant with the laws and regulations regarding copyright permission.
When we surveyed Horsesmouth Members, we learned that nearly 80% of advisors send articles to clients as part of their client communications program. But nearly half acknowledge that they’re often non-compliant regarding obtaining copyright permission. Horsesmouth’s Article Reprints license clears that up and gives you the flexibility you need to communicate with clients and the copyright permissions to back up your compliance.
Are Article Reprint articles compliance ready?
Nearly all Article Reprints have been reviewed by FINRA; you receive a copy of the review letter each time you order an Article Reprint. The letter is intended for your compliance file and to help speed your own compliance review.
How much does a personalized Article Reprint cost?
A PDF Article Reprint costs $97 for one year. Custom Print of 100 personalized articles through Horsesmouth, which include the PDF license too, costs $294 plus shipping and handling. (Higher quantities available.)
Why send an Article Reprint?
Sharing article reprints with clients and prospects is an easy and effective way to stay top of mind with clients and reinforce your client service and marketing messages.
Many find sharing an article more effective than a generic newsletter for several reasons:
We’re glad to help. Call the Horsesmouth’s Member Support Team at (888) 336-6884, Ext. 1