10 Bucket Strategies That Don't Work

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How to Set Up a 'Bucket Strategy' for Retiring Clients

Divvying up retirement savings into buckets helps clients feel more in control of their money, and helps you feel more in control of your clients. Here's how one advisor makes it work.

How the 'Sequence of Inflation' Can Devastate Retirement Portfolios

It's often a matter of luck whether a client retires in a low inflationary environment or a high one. But when you're planning 20-30 years out, you need to prepare for inflation-related extremes. Factoring in the sequence of inflation can protect clients from depleting their portfolio prematurely.

The 'Bucket' Approach to Asset Allocation

One way to approach retirement income planning is to build a portfolio with various "buckets" that represent clients' specific spending goals. Your job is to keep each bucket filled so it spills over into the other buckets and keeps the whole portfolio buoyant.