The 'Bucket' Approach to Asset Allocation

RELATED CONTENT

Where Should Clients Stash Their Cash?

Moving assets into some highly liquid, short-term investments may be one way to maintain a low risk profile. Consider these strategies for managing clients' cash.

First Year of Retirement: Spending and Investing

That first year of retirement can be a little frightening for clients who have been receiving a paycheck for the last 40-plus years. Help them get comfortable with their new lifestyle by encouraging them to set goals, track expenses, build budgets, and develop contingency plans.

Manage the Client Variable in Portfolio Risk

When we think "risk," we typically think "volatility." But client behavior is also a clear component of risk. Here are some strategies for encouraging constructive conduct in working toward clients' financial goals.

14 Withdrawal Strategies That Won't Protect, Extend, or Defend Retirement Income

In the quest for lifelong retirement income, many advisors and their clients follow strategies that have yet to be proven. Will a buy-and-hold portfolio hold up for 30 years? (Only if you're lucky.) Will a low-risk portfolio have a longer life? (There's a 60% chance of depletion.) How about buying a term annuity and investing the rest? (Then you face a 56% chance of depletion.) We identify the strategies and their probability of success.