Why Keep Money in a Bank When Treasuries Pay Twice As Much?
Mar 20, 2023
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By Ronald J. Surz
ChartTalk: Fear and greed are currently motivators to move deposits out of banks. That’s “disintermediation.” Most banks currently pay less than 2% while Treasuries pay more than 4%. When disintermediation occurred in the 1980s, more than 1600 banks failed. What is going on today?