Spousal Rollover Rules for Inherited Roth and Traditional IRAs
Mar 12, 2018
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By Michael Kitces, MSFS, MTAX, CFP, CLU, ChFC
The additional flexibility of the spousal stretch IRA and the spousal rollover option are both more favorable than the standard rules for non-spousal beneficiaries of inherited retirement accounts, but the special choices that spouses face have unique trade-offs.