Exploring the Fine Points of the New IRA Rules

Sep 6, 2006 / By Elaine Floyd, CFP®
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Under the new pension act, IRA contributions will be indexed to inflation, but catch-up contributions won't be. The saver's credit income limitations will be adjusted for inflation, but not the credit. IRA distributions can be donated to charity, but only by certain people at prescribed times. Be sure you and your clients don't miss these costly fine points.

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