Distributions for a Roth Conversion
Dec 3, 2012
By Michael Kitces, MSFS, MTAX, CFP, CLU, ChFC
Separating pre-tax from after-tax money in a retirement rollover can be problematic. IRS rules are ambiguous at best, and work-arounds are dicey. Before implementing a splitting strategy, review the technical rules and expert guidance to determine whether the benefits are worth the risk.