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Smart Ways to Refinance

Whether interest rates are high or low, clients will still need to refinance their homes from time to time. Here are some tips on how to help them do it as cheaply as possible.

Nontraditional Mortgage Debt Could Help or Hurt Clients

Banks have come out with a variety of new products designed to help borrowers get into high-priced homes. They may be perfect for your clients, but there are always risks involved.

Should Clients Treat Their Home as an Asset Class?

Given the large equity buildup many homeowners have enjoyed, perhaps residential real estate should be managed just like any other security in the client's portfolio. Which means you need to be familiar with tax laws and market guidelines for this sensitive asset.