The Impact of Taxes on the Safe Withdrawal Rate
Dec 5, 2013
By Michael Kitces, MSFS, MTAX, CFP, CLU, ChFC
The original 4% safe withdrawal rate research ignored the impact of taxes, but that doesn't mean safe withdrawal rates only exist in theory. In fact, extensive research has been done on the impact of taxes and how to adjust a retiree's recommended spending accordingly. Here's what you need to know.