To Roth or Not to Roth: Maybe Not
Feb 8, 2010
/
By David Loeper, CIMA
Many Roth conversion calculators have built-in assumptions that skew the results in favor of converting to a Roth. But for many high-net-worth clients and even young clients, paying taxes now is never a good thing. Before you recommend a Roth conversion, consider the client's goals and model the various scenarios.