Horsesmouth - Helping advisors succeed | CRC

How do you answer life’s tough
financial questions?

  • If I marry again, how will my Social Security benefits be affected?
  • I think I claimed Social Security too early, what can I do now?
  • If I go back to work, will my Social Security benefits change?
  • How do I claim on my ex‑husband’s Social Security benefit?
  • Can I file for retroactive Social Security benefits at 64?
  • Can I claim a spousal Social Security benefit while on disability?
  • Can I claim a spousal Social Security benefit based on a common law marriage?
  • If I retire early, will my pension impact my Social Security?
  • When should I file for Social Security to maximize my benefits?
  • Can I work part‑time while collecting Social Security disability?
  • Should I move from Medicare Advantage to Medicare Supplement?
  • If I stop using my HSA, what happens to it?
  • As a federal employee, should I Sign Up for Medicare at 65?
  • If we leave the country for a year, should we dis‑enroll from Medicare?
  • How do I choose a Medicare drug plan?
  • Do I need to proactively enroll in Medicare at 65?
  • Does it make sense for me to purchase long‑term care insurance?
  • How can we minimize our health care expenses?
  • Will Medicare cover me while traveling abroad?
  • Can I pay Medigap premiums using my HSA?
  • What colleges offer the best financial aid packages?
  • With three kids, how do we get the best deal on college?
  • If we form a trust, will it impact us on financial aid formulas?
  • Can my daughter get a merit scholarship without being a top student?
  • What happens when grandparents help pay for college costs?
  • What is the best student loan to get?
  • What is the best repayment plan for a federal student loan?
  • Can elder care expenses help boost a child’s chances for financial aid?
  • What if my ex‑spouse refuses to fill out financial aid forms?
  • How do financial aid formulas treat annuities?
  • How do we deal with RMDs across our four retirement accounts?
  • When is a traditional IRA deductible?
  • Are there income limits for doing a Roth conversion?
  • Must I take a required distribution from each retirement account?
  • When are RMDs taxed?
  • I missed a required distribution. What should I do?
  • When do RMDs begin for inherited IRAs?
  • I just inherited an IRA. What should I do now?
  • Can an IRA be split with my spouse if we divorce?
  • Will a Roth IRA distribution affect taxation of my Social Security benefits?
  • How do we protect our family from online fraud?
  • How do we protect our financial accounts online?
  • Should I use a password manager?
  • How can I protect my home network?
  • My laptop was hacked! Now what?!
  • How can I safely do financial transactions over public WiFi?

Financial pros come to Horsesmouth for answers.

Our portfolio of services provides the latest education, tools, marketing and support.
CRC® certificants save 20% on all of the following programs:

Most people leave money on the table with Social Security. Gain access to the education, tools and answers you need to help clients make smart decisions and maximize their benefits. Comprehensive marketing and communications program included.

CRC® certificants save 20%

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Everyone must sign up for Medicare, yet few people understand what to do. Help clients avoid the pitfalls and put this critical piece of the retirement planning puzzle into place. Comprehensive marketing and communications program included.

CRC® certificants save 20%

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Help clients and prospects protect themselves from the growing epidemic of identity theft, credit card fraud, phishing scams and ruinous hacks. Show them how to improve their Cybersecurity Score. Comprehensive marketing and communications program included.

CRC® certificants save 20%

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With changes in regulations and the oncoming wave of Boomer RMDs (required minimum distributions), it is more important than ever before to be fully competent in IRA planning. Get up to speed, now. Comprehensive marketing and communications program included.

CRC® certificants save 20%

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Help parents save money and their sanity as they search for the colleges right for their kids. Show them how to discover the true costs, get the best deals, and maximize their financial aid opportunities. Comprehensive marketing and communications program included.

CRC® certificants save 20%

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Help clients through the process of setting up a long-term care plan. Guide and encourage them with valuable resources on the medical, financial, legal, and emotional aspects of long-term care planning. Comprehensive marketing and communications program included.

CRC® certificants save 20%

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Strategies for helping your clients transfer their assets to the next generation. Make sure they have a good plan in place to pass on the wealth they have accumulated, financial and otherwise. Comprehensive marketing and communications program included.

CRC® certificants save 20%

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Two programs in one. Help retirees pay lower taxes by developing a retirement tax planning strategy. Also, educate all clients on how to best take advantage of the new tax rules. Comprehensive marketing and communications program included.

CRC® certificants save 20%

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Financial pros also come to grow their business.

Our business development and practice management services help you make it happen:

Every day, receive the latest insights, how-to articles and best practices for running a modern financial services practice. Learn from hundreds of top advisors and experts.

CRC® certificants save 20%

Free Trial

Help your clients and prospects throughout the year. Tap into a constantly updated and expanding set marketing and client communications campaigns (FINRA‑reviewed).

CRC® certificants save 20%

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Build your network of CPAs, attorneys and other COIs with new strategies and tactics. Includes ongoing communications, article reprints, and presentations (FINRA‑reviewed).

CRC® certificants save 20%

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Horsesmouth Master Membership

Get comprehensive access to the full range of Horsesmouth memberships. Consolidate existing memberships into a single Master Membership, and get all the technical training, client education, communication and marketing support, in one place for you and your team. CRC® certificants save 8%.

  • The most efficient and simple way to get it all
  • Extra logins for two team members
  • Get new materials for all programs every year
  • Apply existing credits for lowest first-year rate
  • 25% discount off Horsesmouth workshops
  • 25% discount off Horsesmouth products

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Advisor Webinars and Workshops

CRC® certificants are entitled to a 10% discount on Horsesmouth’s live and virtual advisor workshops. These discounts can’t be offered through online purchase due to technological limitations. To receive your 10% discount on a workshop or event, please contact us at (888) 336-6884 or through our contact page, and identify yourself as a CRC® certificant. One of our Member Support specialists will be in touch to help you register and ensure that the discount is applied.

Learn more about available workshops and webinars

About Horsesmouth

Since 1997, Horsesmouth has been helping financial advisors succeed by providing timely guidance on key topics such as business development, practice management, financial planning and investment strategies.

FOR INSTANT SERVICE Call Toll Free: (888) 336-6884, ext. 1. [Outside U.S.: (212) 343-8760]
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