JOIN OUR IN-PERSON 2-DAY WORKSHOP IN ST. LOUIS, MO—APRIL 24-25, 2023

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IRA Planning Workshop: SECURE Act Strategies for Guiding Clients Right Now.

• Build your retirement planning skills and help your clients NOW and for the LONG RUN with advanced IRA/SECURE Act knowledge!
• Join Savvy IRA creator Jeff Levine who will guide you through the new chaotic retirement and tax planning landscape.
• Learn how to help your clients as they deal with retirement planning, recession, and government stimulus programs.
• Rules are always changing and even advisors need guidance

In this 2-day live workshop in St. Louis, Missouri, you'll discover new techniques and strategies.

You'll discover new techniques and strategies for:

• Offsetting the "death of the stretch"
• Sidestepping tax traps hidden in the new 10-year rule
• Avoiding mistakes when moving retirement money
• Untangling multiple IRAs
• Evaluating potential "rollover" options
• Creating tax effective RMD strategies
• Identifying NUA opportunities
• Managing multi-year Roth conversions
• Modifying existing retirement plans
• Coordinating RMDs and QCDs
• Revising (and advising) beneficiaries
• Evaluating trusts and legacy plans… and much, much more!

Topics covered include:

• The SECURE Act and IRA planning
• Impacts of the Consolidated Appropriations Act
• What about the death of the Stretch IRA?
• Common mistakes when moving retirement money
• Rules for contributions and deductions
• The impacts of retirement account distributions
• Integrating IRAs with the client‘s overall plan
• Roth planning for 2023 and beyond
• Lifetime RMDs and estate planning
• Tips and case studies on how to build your business around Savvy IRA Planning…

2 Days of Workshop Generates a Year's Worth of Business!

Once you understand the intricacies of the SECURE Act and other advanced IRA planning concepts, you'll be able to generate a lot of activity for your office over the next 12 months.

Activity like:

1. Re-evaluating clients' bequests to beneficiaries. Does your client really want to saddle his 60-year-old son with a $1.5M IRA paid out in just 10 years?
2. Reviewing trusts named as beneficiaries. Conduit trusts no longer work and discretionary trusts face higher tax rates. Be the first to alert your clients.
3. "Filling in the brackets" or moving Roth conversions into low-income years. It's a conversation to have with your high-income clients at least annually.
4. Replacing any "stretch IRAs" with life or long-term care insurance. It's tax free to beneficiaries and usually estate-tax free.
5. Talking to your small business owners about starting a retirement plan. They can claim a credit of $5,000+ to help with start-up costs.
6. Helping plan administrators offer an annuity in their 401(k) plan. The SECURE Act has created a "safe harbor" that can help employees turn their savings into lifetime income.
7. Coordinating QCDs with IRA contributions. Anti-abuse rules now complicate charitable giving, especially if the IRA owner is older than 70 ½.
8. Helping families fund childbirth, adoption, and education expenses. Certain "qualifying events" allow parents to tap into their IRAs without incurring the 10% early penalty. And students have new options for paying down school loans or apprenticeship programs.

Program Overview (Full agenda below)

Day 1: Monday, April 24, 2023

Session 1: SECURE Act Update + An Overview of the Current Retirement Marketplace

Session 2: How to Properly Evaluate Clients' Rollover Options When Leaving an Employer

Session 3: Contributions and Deductions

Session 4: Integrating IRA Planning with the Client’s Overall Plan

Day 2: Tuesday, April 25, 2023

Session 5: Everything You Ever Wanted to Know About Lifetime RMDs…And More!

Session 6: Estate Planning for Retirement Accounts

Session 7: Building Your Business Around Savvy IRA Planning

Who is Jeff Levine, "the SECURE Act Guy?"

As an advisor and CPA, Jeff Levine knows exactly how to build a retirement business on IRAs and tax planning.

Jeff is the Chief Planning Officer at Buckingham Strategic Wealth Partners, one of the country’s largest independent RIAs, where he leads the company’s evidence-based planning initiatives and helps to ensure its advisors are equipped with the latest financial, tax, and estate planning strategies.

Jeff also serves as the “Lead Financial Planning Nerd” for Kitces.com, a leading online resource for financial planning professionals. Previously, Jeff founded and oversaw his own wealth management firm, BluePrint Wealth Alliance LLC, successfully managing the assets of business owners, senior execs, pre-retirees, medical professionals, and other wealthy investors. Other prior roles include serving as Ed Slott & Company’s chief retirement strategist.

In 2020, Jeffrey was named to Investment Advisor Magazine’s IA25, as one of the top 25 voices to turn to during uncertain times. Also in 2020, Jeffrey was named by Financial Advisor Magazine as a Young Advisor to Watch. He is a past recipient of the Standing Ovation award, presented by the AICPA Financial Planning Division for "exemplary professional achievement in personal financial planning services," and was also named to the 2017 class of 40 Under 40 by Investment News, which recognizes "accomplishment, contribution to the financial advice industry, leadership and promise for the future."

 

JEFF LEVINE IS A ROCKSTAR!

"Jeff can dig into anything and go down in the most minute detail and still be excited about it. You might not be excited, but he's excited about it, which keeps us awake in the room.”

—Michael Egan, Maplewood, NJ

 

 

“The energy level is incredible. I really enjoy Jeff's sense of humor. He takes a topic that normally might be a little boring – tax – but he keeps it fun, and he has a lot of great analogies that I will take with me. When I'm explaining to clients, I'll probably be using them.”

—Jean Riordan, Poughkeepsie, NY

 

 

“I just can’t believe Jeff’s encyclopedic knowledge. Wonderful. Very approachable.”

—David Smith, South Miami, FL

 

Full Agenda

Day One: Monday, April 24, 2023

Registration/Breakfast
8:00 am–8:45 am

Session 1: SECURE Act Update + An Overview of the Current Retirement Marketplace
8:45 am - 10:15am

• What advisors need to know about the SECURE Act’s changes to retirement planning
• Death of the Stretch IRA
• Changes to required minimum distributions
• What to know about the QCD Anti-Abuse Rule
• And other SECURE Act changes
• Key changes from the TCJA

Avoiding Common Mistakes When Moving Retirement Money

• The three risks of indirect rollovers
• How to use the IRS’s latest guidance to get free, instant relief for late rollovers
• Transfer vs. direct rollovers; they’re not the same!
• How to avoid once-per-year rollover disasters
• What is an eligible rollover distribution and why does it matter?

Break
10:15 am – 10:30 am

Session 2: How to Properly Evaluate Clients' Rollover Options When Leaving an Employer
10:30 am – 12:00 pm

• When should clients consider leaving assets in a company plan?
• What advisors must know about retirement accounts and asset protection.
• When should clients consider rolling assets over to an IRA?
• Lump-sum distribution tax planning
• Including a deep-dive into net unrealized appreciation (NUA) – one of the greatest ways to attract large “rollovers” quickly!

Lunch
12:00 pm – 1:00 pm

Session 3: Contributions and Deductions
1:00 pm – 2:45 pm

• Avoiding common contribution mistakes
• What is active participation and how does it impact IRA contributions?
• How to make sure clients properly report after-tax contribution to avoid double taxation
• Identifying and correcting excess contributions

Analyzing the Impacts of Retirement Account Distributions

• Strategies to minimize exposure to the 3.8% net investment income surtax
• Understanding the pro-rata rule
• How to deal with after-tax money in clients’ 401(k) plans
• Avoiding common 10% early distribution penalty exception mistakes

Break
2:45 pm – 3:00 pm

Session 4: Integrating IRA Planning with the Client’s Overall Plan
3:00 pm – 5:00 pm

• Coordinating IRA distributions with Social Security benefits
• Retirement accounts and the FAFSA form
• Splitting retirement accounts in a divorce
• Coaching clients to avoid prohibited transactions

Roth Planning for 2023 and Beyond

• Contributions and conversions and earnings, oh my!
• Demystifying the Roth 5-year rules
• The Tax Cuts and Jobs Act’s impacts on Roth IRA conversion planning
• Advanced strategies to help clients get more money into Roth accounts for less
• Roth 401(k)s; Key similarities and differences to Roth IRAs

Happy Hour Reception
5:00 pm – 6:00 pm

Day Two: Tuesday, April 25, 2023

Breakfast
8:00 am–8:45 am

Session 5: Everything You Ever Wanted to Know About Lifetime RMDs…And More!
8:45 am – 10:15 am

• The required beginning date for IRA owners and plan participants
• Selecting the appropriate life expectancy factor
• Calculating the correct prior year-end balance; Seriously, it’s harder than you think!
• RMD aggregation rules
• How to use qualified charitable distributions (QCDs) to lower clients’ tax bills, satisfy charitable planning goals and bring in new business
• How do annuities impact RMDs?

Break
10:15 am – 10:30 am

Session 6: Estate Planning for Retirement Accounts
10:30 am – 12:00 pm

• A primer on “IRA trusts”
• Spousal beneficiary planning
• Dealing with charities as beneficiaries
• Key post-death deadlines you can’t afford to miss
• The unexpected complexities of beneficiary form planning

Lunch
12:00 pm – 1:00 pm

Session 7: Building Your Business Around Savvy IRA Planning
1:00 pm – 3:00 pm

• Marketing your Savvy IRA Planning services via seminars and workshops: Overview of the Marketing Toolkit
• Best practices: hosting seminars and teaching classes
• Educating CPAs, attorneys, and other centers of influence
• Case studies

Substitutions/name changes may be made at any time prior to the event without penalty.

Meals and Reception

Enjoy a full breakfast both days, lunch both days, and a networking Happy Hour at the end of day one.

Instructional material

Full workshop materials: classroom manual, handouts, case studies, slides, etc.

CE Credit

Holders of the CFP designation will qualify for 11.5 CE credits. You will have to attend the live session and complete an assessment for each section.

BONUS: Next Steps, One-on-One Action Plan Coaching Session—30 minutes

Take immediate steps to put your learning into action. After you’ve returned home, Learn-It-All attendees get a complementary coaching session with Horsesmouth’s executive coach Chris Holman. Meet with Chris over the phone for 30 minutes; discuss your key take-aways from the workshop; discuss your key goals for integrating Social Security into your business; complete a one-page action plan to guide you in your next steps. ($299 value)

Here's what past workshop attendees say:

"DISTRIBUTION PLANNING IS CRITICAL"

"More and more of our clients are hitting retirement and we’re dealing with distribution planning where the tax becomes more and more critical.

"We need to focus on a more active Roth conversion strategy during the client’s working career, maybe even early in retirement.

"Dealing with the experts here at the workshop has really opened my eyes to the opportunities available.”

—Michael Egan, Maplewood, NJ

"THE POWER OF ROTH CONVERSIONS"

“Take the Roth conversion concept for existing 401(k) owners… I’ve had a few clients who have fought it and CPAs that have fought it. I’m going to go in there with my guns loaded a little bit better and insist that it’s really a lot.”

—David Smith, South Miami, FL

 

"ADDING VALUE THROUGH ROTHS"

“There are so many people who are not aware of what’s going on in their 401k or how valuable Roths can be in wealth conversions. And just overall when I look at my client base… a lot of them are coming of age to start Social Security and Medicare. How that is going to trickle over to their tax return is so valuable for the client.”

—Jean Riordan, Poughkeepsie, NY

 

5 Reasons to Boost Your IRA and SECURE Act Planning Expertise

1. You'll improve your firm's value proposition by understanding the “New Retirement Rules” and what that means for clients.
2. You'll “sharpen your saw” so you know you‘re up to speed on the topics that support your role as a “retirement planning specialist,” something clients and prospects will appreciate.
3. You'll receive a grounding in basic AND advanced strategies from Jeffrey Levine, a leading IRA planning expert and financial advisor.
4. You'll be able to reassure clients and prospects that you are up to date on the new SECURE Act and how it impacts their retirement and estate planning.
5. The complexity of IRAs, RMDs, taxes, and retirement planning requires getting out of the office. So, focus on the material and enjoy the company of like-minded colleagues.

Cancellation and Refund policy

Your workshop registration fee is 100% refundable if you cancel and contact Horsesmouth’s Member Support team 30 business days or more before the event. You must call to receive a cancellation confirmation number. You can reach Member Support at 1-888-336-6884, ext. 1.

Cancellations received between 7-29 days prior to the event will receive a Horsesmouth store credit of 50% of purchase price towards a future event, subscriptions or products, minus $100 processing fee. For cancellations received 6 days or less prior the event, no refunds will be made nor store credits given.

Substitutions/name changes may be made at any time prior to the event without penalty.

Can’t Make It Now?

Click this link and we’ll add you to our workshop information list. When a new workshop date is announced, you’ll get notified.

FOR INSTANT SERVICE, Call Toll Free: 1-888-336-6884 ext. 1
(Outside U.S.): 1-212-343-8760