Social Security Mastery Renewal Program

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Keep Your Social Security Expertise Sharp Through out 2013

Answer Clients' and Prospects' Social Security Questions With the Confidence

Renew today so you have complete mastery in 2013 of the important Social Security retirement income issues faced by clients and prospects…

Yes, I want to renew my Social Security Mastery Program for $297.

I'm getting all these updated features in my 2013 Social Security Mastery program:

• Update to Financial Advisors Guide to Savvy Social Security ($129 Value)
• 5 Updated Calculators to Run Scenarios ($89 value)
• Mastery Access to Savvy Social Security Website and Bi Weekly e-newsletters ($189 Value)

Updated for 2013

2013 ANNUAL UPDATE

The annual update to Financial Advisor's Guide to Savvy Social Security: The 2013 update supplies you with updated numbers used in IMPORTANT examples in The Financial Advisor's Guide to Savvy Social Security Planning for Boomers

ANALYTICAL TOOLS

• Simple Breakeven Calculator—This basic calculator helps you advise clients on when to apply for Social Security benefits. It allows you to run two scenarios— apply earlier and receive a smaller amount, or apply later and receive a larger amount. The calculator shows the age the client must live beyond in order for delayed benefits to produce a higher cumulative amount. This calculator is designed for simplicity and does not take into account investment returns if benefits are invested.
• Retirement Spending Breakeven Calculator—This calculator assumes the client has personal assets in addition to Social Security. If the client retires sometime between the ages of 62 and 70, should he apply for Social Security immediately and leave the personal assets invested, or should he draw from the personal assets first and wait to apply for Social Security in order to build delayed credits? A year-by-year run shows how much of each year's spending need is met by personal assets vs. Social Security. The objective is to determine which strategy (early or later filing) requires the least amount to be drawn from personal assets to meet the same spending need.

• Reinvest Breakeven Calculator—This calculator is designed for high-income clients who will not need Social Security to meet living expenses. If their intent is to invest their monthly benefits, should they apply early and get those benefits invested as soon as possible, or should they delay their application in order to receive a higher benefit? At varying return assumptions, the calculator shows the year-by-year results and cumulative totals so you can see the crossover point, or breakeven age, at which delaying benefits produces the higher total amount.
• Spousal Planning Calculator—One of the most challenging aspects of Social Security planning is coordinating spousal benefits, especially when the spouses are of different ages. This simple calculator allows you to enter each spouse's age and respective benefit amount, along with the projected COLA, and see a year-by-year run of the couple's combined benefits and the cumulative total. Five identical worksheets allow you to try out several scenarios (wife applies at 62, husband applies at 66; wife applies at 66, husband applies at 70; and so on), so you can see what their combined benefit would be in 2013, 2014, 2015, etc.

PRIVATE WEBSITE ACCESS

• SavvySocialSecurity.net website gives you instant access to all the program's materials, plus easy access to asking questions.

WEBINAR AND NEWSLETTERS

• Special, occasional webinars and bi-weekly newsletter help you stay abreast of new developments in Social Security and stay informed about tricky case filing issues.

Your "Savvy Social Security Mastery Renewal" fee will be charged directly to your credit card. Our online process is secure and you can safely provide your credit card information in the form below.

FOR INSTANT SERVICE Call Toll Free:
1-888-336-6884 ext 1 (Outside U.S.: 1-212-343-8760)

Or simply fax this form to:
212-363-9526